How to Retire Earlier with Substantially Equal Period Payments [72(t) Rule]

If you want to retire early and use your retirement accounts then in this video I'll explain how to take the money out without the additional 10% early withdrawal penalty. The substantially equal periodic payments also known at the 72(t) distribution rule may allow you to create an income stream before reaching the age of 59.5.

Use the simple but effective 72(t) rule to avoid paying the penalty and withdraw your money earlier. The 72(t) withdrawal rule is a lesser known rule that you can actually retire earlier with substantially equal periodic payments without the early withdrawal penalty.

The substantially equal period payments is a fancy way of saying you're creating an income stream with your retirement plan where the IRS will waive the early withdrawal penalty.

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